Pemberdayaan Perempuan pada Majelis Ta’klim dengan Microfinance dan Teknologi Informasi untuk Peningkatan Perekonomian Keluarga

Abstract

Women's empowerment is a crucial key in efforts to enhance family welfare and economic stability. This article explores the role of microfinance and information technology in empowering women and improving their family economy. Microfinance provides access to business capital, financial education, and entrepreneurship training, enabling women to start and manage small businesses. On the other hand, information technology opens access to information, online education, digital marketing platforms, digital financial services, and online communities, all of which contribute to increased income and economic stability. Case studies such as Grameen Bank in Bangladesh and the Digital India Program demonstrate the success of these initiatives in improving family welfare and empowering women. However, challenges such as limited access to technology, low digital literacy, and socio-cultural constraints still need to be addressed. This article concludes that collaboration between governments, financial institutions, and non-governmental organizations is essential to creating an ecosystem that sustainably supports women's empowerment through microfinance and information technology.