Empowering Women of Majelis Taklim Masjid Muthmainnah through Family Financial Management Education

Abstract

Empowering women in household financial management is a strategic entry point to improving family economic resilience, especially in faith-based communities. This community service project was implemented at Majelis Taklim Masjid Muthmainnah, Jati, Padang, Indonesia, with the aim of strengthening the financial literacy of 25 housewives aged 25–60. Using a community-based participatory learning approach, the program was delivered through four key stages: needs assessment, training module development, simulation, and evaluation. Core financial topics included budgeting, income-expense tracking, and saving strategies. Pre- and post-program assessments showed significant improvement in financial behaviors. After training, 91% of participants were able to accurately record expenses, 76% successfully separated household and business finances, and 68% initiated regular saving practices. Qualitative findings also revealed greater confidence in financial decision-making within the household. The use of a religious learning space enhanced trust, participation, and learning relevance. This study demonstrates that contextualized financial education in religious women's groups can drive behavior change and strengthen household financial stability. The program may be replicated in other faith-based settings with localized adaptation. Sustainability can be reinforced through digital financial tools and continued peer mentoring.

Keywords; financial literacy, women empowerment, household finance, community-based education, faith-based group